Welcome to Monica on Money! A Personal Finance Blog on Saving, Budgeting, and Frugal Living

My name is Monica. Welcome to  Monica On Money, I write about saving, budgeting, and frugal living!

 my pic

I recently became debt free using Dave Ramsey’s Financial Peace University and Total Money Makeover book. My Bachelors and Masters degrees are both in business and I have taken several personal finance courses. However, until recently, I spent most of the money that I earned each month.

Then I decided to leave active duty Navy and I knew that I needed to save money because of the economy in 2010.I realized that I make too much money to not have money saved. I started listening to Dave Ramsey and saving as much money as I possibly could. I cut out all but the necessities. Before I knew it, I had enough of an emergency fund for 6 months and enough to pay for my Master of Business Administration outright.

This blog focuses on personal finances. I write about saving money to become debt-free, living a frugal lifestyle, and my current financial goals of law school and paying off my mortgage.

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