Carnival of Financial Camaraderie

Welcome to the Carnival of Financial Camaraderie, a collection of personal finance articles!  

We’re hosting this week, so while you’re relaxing this weekend, please read these amazing articles from a few of my favorite personal finance websites. This carnival is hosted every second week by My University Money and you can submit articles at Blogger Carnivals or Blog Carnival HQ.

Have an amazing weekend 😉


Don @ MoneySmartGuides writes You Are Your Greatest Asset -The money you are able to earn is what drives your wealth.

Cat @ Budget Blonde writes How I Saved Money On My Wedding Dress – After some long and careful thought, I decided to wear my mother’s dress on my wedding day.

Little House @ Little House in the Valley writes Everybody Needs a Budget – Ignorance + money = financial trouble. The lesson: everybody needs a budget…and needs to live within their means.

Jeremy @ Modest Money writes Tech Stocks Recover and Futures Fly Higher: Why All the Doom and Gloom? – Although Russia’s annexation of the Crimea undoubtedly (and correctly) sent shockwaves through the markets, much of the original market tensions have subsided here. With a certain amount of geopolitical risk already priced into the markets, it appears as though it would take a significant shift to significantly hit the markets once more.

Harry Campbell @ Your PF Pro writes Americans Think Owning a Home is Better For Them Than it is – “One of my readers sent me this article last week, it was titled: Americans Think Owning a Home is Better For Them Than it is. As you guys know, I’m a huge proponent of using real estate to build wealth. Whether it’s your primary residence or a rental property, real estate should always be treated like an investment because it is. I was actually just on a podcast a few weeks ago talking about how real estate has had a huge impact on my net worth and how my rental property is now providing

Justin @ Edward Antrobus writes Low Income is Better than No Income: How to Climb Out of the Low Income Bracket – Nowadays low income brings up a negative image. It feels like a curse word to those that have to list it in their paperwork and feels like a scarlet letter.


Jay @ Daily Fuel Economy Tip writes Save Money on Gas as You Fill Up Your Tank – Saving money on gas is not all about changing your driving style or choosing the right vehicle.

Aaron @ Aaron Hung writes It’s Never Too Early: Financial Habits To Build in Your Twenties – Too many students are thrown into college with no understanding of how the real world works and are left to figure it out on their own.

Emily @ Evolving Personal Finance writes A New Appreciation for Living Below Our Means – While budgeting to live solely off my husband’s income, I came to a new appreciation for our frugal ways. We live far enough below our means that our budget won’t be terribly impacted by me getting kicked out of grad school.

Evan @ The Smaller Dollar writes Top Ten Forgotten Camping Supplies – With my recent camping vacation, it was abundantly clear that the most important part of camping is proper preparation. There is nothing worse than stepping in a bed of fire ants far away from civilization and finding you forgot your calamine lotion. Yes that happened to a member of our group! The basics of camping such as your tent and cooler are rarely forgotten but there are some things that are often forgotten that make camping a better overall experience.

Mario @ Adventures in Frugal writes Ask the reader: What do you think of permanent long-term travel? – There are plenty of people who never stop traveling, working only the minimum to stay fed, housed, and entertained; what do you think of this life?

Jerry @ Mo’ Finance writes What to Do When You Just Can’t Pay Your Bills – Not being able to pay your bills is one of the very worst feelings in the world. Fortunately, a lot of the stress, anxiety, and credit damage can be allayed if you have the right plan.

Bryan @ Gajizmo writes Back To School Shopping Tips – Something as simple as back to school shopping can teach your children the value of money, a budget, and basic personal finance tips. Learn how to take advantage of this opportunity and incorporate life lessons in your shopping trips.

Maria @ The Money Principle writes A day at the horse races or how some lovely horses got into my pockets – Last Friday, John and I spent a day at the horse races. We lost a bit of money but it was fun.

Mr.CBB @ Canadian Budget Binder writes How we became mortgage free in 5 years – Becoming mortgage free is not an easy task so I won’t make it out to be something that it’s not. In fact many things have led to us becoming mortgage free in 5 years which I want to discuss with you today since many of you have emailed me.


Ted Jenkin @ Your Smart Money Moves writes Five Ways Social Media Can Make You Money – There are still some people who are avoiding the whole game of social media. They don’t quite get Twitter or have no interest in Facebook.

Thomas @ i need money ASAP! writes Make Money Selling Glow Sticks – Selling glow sticks is an easy way to cash in on all the summer excitement.

Andrea @ So Over This writes Parents Need to Start Teaching Their Kids Financial Responsbility! – Believe it or not, you are personally responsible for every financial decision your children make throughout their entire lives!

Harry Campbell @ Your PF Pro writes Tripit Pro Review and How to Get a Free Subscription – Since I travel frequently for work and pleasure, it can be daunting trying to keep track of all my travel arrangements. Google Calendar can only go so far when you have flights, hotel reservations and more to deal with. And generally whenever I fly domestically on Southwest (which is most of the time) I make multiple reservations so that I can flex my schedule accordingly.


IMB @ Investing Money writes Creating Wealth with DRIPs – No investment program is without risk. However, there is one – DRIP – that will help you through the bad times and celebrate when the market rallies.

Wayne @ Young Family Finance writes Let’s Go House Hunting – Or Not – Questions you need to ask yourself before shopping for a house.

Daniel @ Make Money Make Cents writes Sexy Stocks: Usually Not Worth It – When you first start talking to people about the stock market, the average reaction by the average individual is to change the topic.

Lily @ Paying Debt Down writes Better Late Than Never: How to Avoid Late Fees at All Costs – Late fees are fun for no one but they are also very easily avoided.

Alexa @ Defeat Our Debt writes How to Get Rid of Debt on Your Own – There is no easy way to get rid of debt. You have several options, each come with their own set of pros and cons. Here is how to get rid of debt on your own.

Andrew @ Finance with Reason writes Will College Tuition Keep Rising? How to prepare for tuition inflation – Millennials’ experience should lead to careful scrutiny of the benefits of college, lower overall demand for general degrees, and lower tuition inflation.

Andrew @ Finance with Reason writes Will College Tuition Keep Rising? How to prepare for tuition inflation – Millennials’ experience should lead to careful scrutiny of the benefits of college, lower overall demand for general degrees, and lower tuition inflation.

Mario @ Adventures in Frugal writes What financial changes should you make during employment uncertainty and transition? – Here are some steps to get yourself on solid financial ground when job uncertainty or unemployment come around


CAPI @ Creating a Passive Income writes Got The Bill Paying Blues- What to Avoid When Paying Your Bills – Paying bills can be a stress inducer for many people. The main goal when addressing bill payments is to lighten up on the stress. Here’s what to avoid.

R.J. Weiss @ The Insurance Protection Blog writes The Pros and Cons of Group Life Insurance for Parents – There are advantages to group life insurance and they’re disadvantages. In this post, you’ll learn who benefits from buying group life insurance and who benefits from buying insurance outside of a group policy.

Oscar @ Money is the Root writes Can your Personality Determine your Income? – Experts will tell you that, when it comes to earning money, the type of personality that you have definitely influences how much money you will earn, save and/or put towards retirement.

Danielle @ Saving Without a Budget writes Tips on How to Make and Save Extra Money – Every person always toys with the idea of making extra cash and becoming an overnight success.

Matt @ Budget Snob writes Late Payment: Who are the Worst Offenders? – According to The Times, Government bodies are amongst the very worst offenders when it comes to late payments in the UK.

Jack @ Money Saving Ethics writes Taking the Leap: When is it Time to Ditch the Lease? – This past decade has paved the way for some very big changes in the housing market, making it both harder to find a home and easier to get financed for one.

Lenny @ Best Money Saving Blog writes Financial Aid Tips for the Uninitiated – If you are the parent of a child in high school that is rapidly approaching college age, chances are that you have just been introduced to the numbers game that is financial aid.

Bob @ Dwindling Debt writes 4 Places You Should NOT Swipe Your Debit Card – When we hear about massive data breaches at credit report company Experian or a department store like Target, it becomes apparent that debit card problems are spiraling out of control.

Sam @ The New Business Blog writes Top 3 Challenges of Running a Small Business – Before leaving your day job to start your own small business, you should first understand the many challenges that you may face as an entrepreneur.

Monica @ Monica On Money writes Military Series: 10 Reasons To Love The USO – My family and I were traveling to last minute to visit family in New Jersey and found ourselves on a 8 hour layover in Nashville, Tennesse. We had several unexpected flight delays.

Stephanie @ Six Figures Under writes What We Learned from Using a Balance Transfer to Pay Off Student Loans – We used a credit card balance transfer to pay off $11,000 of federal student loans. Would we do it again? Here’s what we learned from our experience.

Richard Adams @ writes What Are The Best UK Credit Cards For Bad Credit? – The problem with credit cards for people with low credit is that the interest rates tend to be obscene. Here we compare and contrast the top cards to see which really offers the best value.

Taylor @ AutoFoundry writes How to Beat the Crash-for-Cash Scammers – According to the FBI, auto insurance fraud costs the average US family $400-700 per year in premium hikes! We look at how to beat the latest scam: “crash-for-cash.”

Andrew @ Finance with Reason writes 3 Ways to Avoid Insurance Salesmen Who Will Sell You the Wrong Product – Many insurance salesmen focus on the art of selling much more than actually selecting the proper product for a client’s situation.

Mark Ross @ Money Saving Dude writes What Is Financial Literacy And Why Is It Important? – All over the world, different government, different groups, and different people are doing things that can help increase one’s financial literacy, but are they enough? What’s you’re take about financial literacy?


Marissa @ Finance Triggers writes 3 Ways to Ensure You Have Money Left in the Last Week of the Month – We all know that when we look in our bank accounts during the week approaching pay day, it is more than likely that a few moths will fly out.

Larry @ KrantCents writes Money Management Tips for Children – Money management is the process of budgeting, saving, investing, spending or otherwise in overseeing the cash usage of an individual or group.

Charles @ Getting A Rich Life writes Find Your Financial Freedom Inspiration – Those who are inspired are more likely to stick with their path towards financial independence.

Danielle @ TeacHer Finance writes Three Types of Apps to Get Your Bank Account Back on Track – There are apps for absolutely everything you need these days, whether it is help managing your eating habits, catching up with your celebrity gossip or sling-shotting birds into the faces of cute little piggies.

Jon @ Penny Thots writes Cost of Dating – Dating is expensive, regardless if you are a man or a woman. Many times, we overlook the cost of dating, but doing so can very quickly put us into a bad financial situation.


Crystal @ Married (with Debt) writes Woohoo!!! It’s Annual Bonus Time!!! – I am happy to report that I received my annual bonus! It actually ended up being the highest bonus I have ever received, so I was surprised.

Amy @ Money Mishaps writes Financial Rules for your Life – Part 2 – There is absolutely no denying that money is a big part lives. It is the means to many important ends including security, opportunity, wish fulfillment and even philanthropy.

Katie @ IRA Basics writes The Secret of Saving for Your First Deposit – Are you ready to become a homeowner and do not fancy a no-deposit home loan? Then the biggest obstacle standing in your way is the first deposit or down payment.

Marissa @ Thirty Six Months writes How to Save Money On Moving House: – When moving house, you have two options: to transport things on your own, or hire a moving company.

Alexa @ Single Moms Income writes 5 Tough Lessons Learned From Starting an Online Business – Starting an online business is a popular topic in almost every niche.

Justin @ iPlugin writes Should You Own an iPad Air? – Are you looking for a new tablet because your old one has reached the end of its useful life or maybe simply because you want to upgrade to a better device?

Erastus @ Sprout Wealth writes 5 Best Investing Books For Beginners – If you are new to investing or just starting to invest especially with little money, education is vital as you want to make sure you are making educated decisions. So, I hereby share with you best investing books.

Mr. 4HWD @ The Four Hour Work Day writes Is Facebook Busting Your Budget? – Many fans of social media argue that these sites are just a new way of communicating, and that they can in fact improve our communication. By using Facebook, people actually have the opportunity to connect and keep up with far more people in their lives than they would have been able to fifteen or twenty years ago. And as humans, we do have a need for social interaction – and that’s exactly what social media is for.


SavingMentor @ How To Save Money writes Savings Account Interest Rate Chasing Can Be Rewarding – I recently opened a new Tangerine savings account to take advantage of the $150 in sign up bonuses they are offering as part of their rebranding efforts. What I didn’t mention was that one of the main motivators for opening this new account, other than the sign up bonuses and great features, is to start doing a little bit of interest rate chasing.

Hadley @ Epic Finances writes Did some tech insiders dump their shares ahead of the slump in March? – In a move that has caused more than a bit of unease among many investors, insiders at some of the hottest private and publicly traded Internet companies got rid of substantial personal stock stakes before the March slump began.

Gretchen @ Retired by 40! writes **UPDATED: How Much Money to Retire by 40? – Nearly a year later, I revisit how much money it takes to Retire by 40 – and it’s less than you think!

Erastus @ Wise Dollar writes Three Simple Ways to Save Money – You don’t have to make drastic changes to your lifestyle in order to start saving money, just pay attention to the details in your day to day life and make smart decisions. So, I hereby share simple and smart ways to save money.

TW @ Tightwad Travelers writes Manufactured Spending with Credit Cards – Learn the tips and tricks we use to travel the world for pennies on the dollar

Glen @ How to Save Money writes How to Save Money on Bills – How to save money on your family’s biggest expense – bills.


Kyle @ The Penny Hoarder writes 10 Strange Ways to Eat Out & Save a Bunch of Cash – Whether you want a fine dining restaurant experience, a fast healthy meal, or just want to get out of the house for a while, one or more of these tips will work for you…

Mr. Frenzy @ Frenzied Finances writes Life Insurance Drug Testing | Do Life Insurance Companies Drug Test Applicants? – Life insurance company standard drug testing is becoming more and more prevalent in the industry today. Employers, courts, government agencies – and life insurance companies – are testing for drugs on unprecedented levels now. The reason is the same as always: money, profits, revenue, cash.

Hank @ Money Q&A writes Insurance Companies Canceling Policies Might Not Be A Bad Thing – It might be a good thing for insurance companies to cancel insurance policies of potentially fraudulent claims. It will save you money in the long run.

Debt Guru @ Debt Free Blog writes Prepaid Credit Cards: Are They Right For You? – Prepaid credit cards: Are they right for you? Once people understand why they are good, many people do decide to have one for various reasons. Read here.

Michelle @ The Shop My Closet Project writes Sallie Mae is Such A __ or Why Can I Not I Pay Extra On My Principle? – For the last couple of months I finally begun to really focus on how I will repay my student loans. I’ve spent a great deal of time in-between running around, working, and trying to catch up on my sleep, thinking about how to tackle this debt

Maria @ The Money Principle writes A Life of Routine: A Tidy Home Makes for a Tidy Mind – Do you live your life in the balance of achievement against worry? In this article we suggest three ways in which a tidy home makes for a tidy mind.

Dominique Brown @ YourFinancesSimplified writes How to Get Away Without Going Broke – Memorial Day is just a few weeks away, which means summer is just around the corner, and it’s time to formulate a plan for those vacation days.

Mike @ Personal Finance Journey writes Can you make money from online games? – Did you know that streaming games can help your finances? How would you like to make money doing what you love?

Lauren @ L Bee and the Money Tree writes Is Working for Yourself Worth It? – My dream job involves being a writer who is working on her own terms. But there are drawbacks to self-employment. Is working for yourself worth it?

JP @ My Family Finances writes Maximizing Your Family Savings – With saving becoming harder than ever, it is incredibly important that we all maximize the savings that we have, securing the future of our families.

SBB @ Simple Budget Blog writes Life Insurance For Seniors | Am I Too Old To Obtain Life Insurance? – Life insurance for seniors is available, and in more types than ever before. You can definitely purchase life insurance as a senior. You just need to understand some basics about the life insurance industry first. You need to know what makes life insurance companies tick.

Mark Ross @ Money Saving Dude writes 5 Ways How To Earn Money Online Without Any Investment – In today’s world, earning money can be as easy as answering survey questions or sharing something in your Facebook account. In simple terms, you can now earn money online without any investment. Here’s a list of the things you can do to make money online without you spending a dime.

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  1. says

    While I wish to express gratitude for mentioning one from us, I also would like to tell you that one in the list piqued my interest the most and that is Cat @ Budget Blonde writes How I Saved Money On My Wedding Dress. The reason is because I have a daughter who is getting married next year and I would like to share the article with her so that she may share it with the future hubby who is thinking of impractical ways to spend on unnecessary wedding thingies and I am being a stage mother. :)

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